Employee Benefits

QUALCOMM's comprehensive benefits package provides you and your family extensive protection and security while emphasizing quality, life-enhancing programs.

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Retirement & Savings 401(k) Plan Employee Stock Purchase Plan		Paid Time Off Holidays Vacation
Income Protection Sick Leave Short-Term Disability/Salary Continuation Plan Long-Term Disability (LTD)		Survivor Benefits Employee Term Life/Accidental Death and Dismemberment Dependent Term Life Supplemental Term Life Business Travel Accident
Healthcare Benefits Medical Plan Dental Plan Vision Plan Business Travel Employee Assistance Program		Additional Benefits Dependent Care & Health Care Reimbursement Accounts Tuition Adoption Assistance Home Computer Program Scholarship Program Matching Grant Program QLife

Retirement & Savings

401(k) PLAN
Description Pretax and Post-tax Roth 401(k) savings through payroll deduction Company match of employee contribution: 100% on first $1,500, 50% on next $1,500, 33% on next $7,500, and 10% thereafter Vested 50% after 1 year, 100% after 2 years Loans available Fidelity, Vanguard and other Mutual Funds Employee may enroll, suspend and make changes to contributions at any time	Eligibility Requirement All regular status employees age 18 and older	Eligibility Date Employees are eligible to enroll immediately upon date of hire	Employee Contributions Minimum of 1% of salary Maximum of 50% of salary up to annual IRS deferral limit Make up contributions permitted for employees age 50 and over

EMPLOYEE STOCK PURCHASE PLAN
Description Elective post-tax payroll deduction Allows employees to purchase company stock at 85% of the fair market value at the beginning OR end of the six month period, whichever is lower Employee may suspend contributions at any time Employee may withdraw from plan at any time	Eligibility Requirement All regular status employees scheduled to work more than 20 hours per week; 5 months per calendar year 30 days of employment prior to the beginning date of an ESPP offering period	Eligibility Date Every January 1, July 1	Employee Contributions Minimum 1% of salary Maximum 15% of salary Maximum $12,500 in shares each offering period

Paid Time Off

HOLIDAYS
Description 10 company designated holidays per calendar year 1 employee designated holiday per calendar year	Eligibility Requirement All regular status employees Prorated for part-time employees Must be on active pay status day before and day after holiday	Eligibility Date Date of hire or eligibility	Employee Contributions None

VACATION
Description Exempt/Overtime Eligible Professional: 3 weeks accrual per year After 5 years of employment: 4 weeks accrual per year After 10 years of employment: 5 weeks accrual per year Non-Exempt: 2 weeks accrual per year After 5 years of employment: 3 weeks accrual per year After 10 years of employment: 4 weeks accrual per year Maximum accrual of 2 times employee's annual accrual rate	Eligibility Requirement All regular status employees Prorated for part-time employees	Eligibility Date Date of hire or eligibility	Employee Contributions None

Healthcare Benefits

MEDICAL PLAN

Description
	Non-PPO Indemnity	PPO Office	PPO Hospital Visit
Individual deductible	$300	$0	$0
Family deductible	$600	$0	$0
After deductible:
Plan pays	70%	100%	90%
You Pay (co-insurance)	30%	$10/visit	10%
Maximum co-insurance per covered person per calendar year	$3,000	$750
Pre-admission inpatient notification required Well Child Care through age 16 Lifetime maximum $2,000,000 Prescription Drug: $10 copay for generic drugs $20 copay for preferred brand drugs $40 copay for non-preferred brand drugs

Eligibility Requirement

All regular status employees working 30+ hours per week

Spouse or same sex domestic partner and dependent child(ren) of eligible employee

Pre-existing condition clause exists

Eligibility Date

Date of hire or eligibility

Employee Contributions

None

Dental Plan
Description Preventive services: 100% of eligible expenses, no deductible. Maximum benefit for preventive services per year: $500 per individual Individual deductible per calendar year: $50 Family deductible per calendar year: $150 Basic services: 80% after deductible Major services: 50% after deductible Maximum benefits for basic and major services per year: $1,500 per individual Orthodontia: 50% after deductible Maximum lifetime benefit for orthodontia: $1,500 per individual Note: Frequency limitations on certain services	Eligibility Requirement All regular status employees working 30+ hours per week Spouse or same sex domestic partner and dependent child(ren) of eligible employee	Eligibility Date Date of hire or eligibility	Employee Contributions None

Vision Plan
Description Exam: 100% of eligible expenses once every 12 months, $5 copay Lenses/Frames: Once every 24 months, $10 copay Contact lenses (in lieu of glasses): once every 24 months Note: Lenses, frames and contact lenses are subject to a maximum allowable benefit	Eligibility Requirement All regular status employees working 30+ hours per week Spouse or same sex domestic partner and dependent child(ren) of eligible employee	Eligibility Date Date of hire or eligibility	Employee Contributions None Premiums required for dependent coverage

Business Travel
Description Provides additional health coverage for emergency treatment while traveling on company business	Eligibility Requirement All regular status employees working 30+ hours per week	Eligibility Date Date of hire	Employee Contributions None

EMPLOYEE ASSISTANCE PROGRAM
Description Provides counseling assessment and referral services for: Work related problems Emotional concerns Alcohol and drug abuse treatment Family concerns Up to 6 free assessment sessions	Eligibility Requirement All employees and dependents	Eligibility Date Date of hire	Employee Contributions None

Income Protection

SICK LEAVE
Description Used for personal illness/doctor's appointments May be integrated with disability programs Exempt/Overtime Eligible Professional: Sick time taken as needed based on the honor system Non-Exempt: 10 days per year, bi-weekly accrual No maximum accrual	Eligibility Requirement All regular status employees Prorated for part-time employees	Eligibility Date Date of hire	Employee Contributions None

SHORT-TERM DISABILITY/SALARY CONTINUATION PLAN
Description Pays 66% of salary for the first 90 days of disability	Eligibility Requirement Short-Term Disability: All regular status employees Salary Continuation Plan: All regular status employees working 30+ hours per week	Eligibility Date Date of hire or eligibility	Employee Contributions None

LONG-TERM DISABILITY (LTD)
Description Paid after 3 months of total disability Benefits received are taxable Benefits reduced by payments received from VPA, Social Security, Workers Compensation, etc. Exempt/Overtime Eligible Professional: 2/3 of base salary up to a maximum benefit of $15,000 per month Non-Exempt: 60% of base salary up to a maximum benefit of $5,000 per month	Eligibility Requirement All regular status employees working 30+ hours per week	Eligibility Date Date of hire or eligibility	Employee Contributions None

Survivor Benefits

EMPLOYEE TERM LIFE/ACCIDENTAL DEATH AND DISMEMBERMENT
Description Exempt/Overtime Eligible Professional: 3 times annual base salary for life insurance, additional 3 times for accidental death Non-Exempt: 2 times annual base salary for life insurance, additional 2 times for accidental death Scheduled benefit for dismemberment Taxable income imputed on premium for coverage in excess of $50,000 per Internal Revenue Service schedule	Eligibility Requirement All regular status employees working 30+ hours per week	Eligibility Date Date of hire or eligibility	Employee Contributions None

DEPENDENT TERM LIFE
Description Provides coverage in the event of death: Spouse or same sex domestic partner: $5,000 Child age birth to 6 months: $500 Child age 6 months to 23 years: $1,000	Eligibility Requirement All regular status employees working 30+ hours per week	Eligibility Date Date of hire or eligibility	Employee Contributions None

SUPPLEMENTAL TERM LIFE
Description 2 times annual base salary up to $150,000 Additional coverage up to the $500,000 requires evidence of insurability Spouse or same sex domestic partner: $50,000 - $500,000 Child: $5,000 - $10,000	Eligibility Requirement All regular status employees working 30+ hours per week	Eligibility Date Date of hire or eligibility	Employee Contributions Based on amount of coverage approved

BUSINESS TRAVEL ACCIDENT
Description Provides additional coverage for accidental death while on business travel	Eligibility Requirement All regular status employees working 30+ hours per week	Eligibility Date Date of hire or eligibility	Employee Contributions None

Additional Benefits

DEPENDENT CARE & HEALTH CARE REIMBURSEMENT ACCOUNTS
Description Enables employees to pay for dependent care and health care expenses with pretax dollars	Eligibility Requirement All regular status employees working 30+ hours per week	Eligibility Date Date of hire or eligibility Every January 1 Upon family status change	Employee Contributions Maximum of $5,000 annually for each reimbursement account

TUITION
Description Employees may seek assistance for tuition and fees for academic education. Reimbursement of up to $5,250 per calendar year for cost of tuition, books, and parking for courses toward continuing education, certification program, associate's degree or a bachelor's degree. Reimbursement of up to $10,125 per calendar year for costs of tuition, books, and parking for courses toward a graduate or post-graduate degree Reimbursement based on grade.	Eligibility Requirement All regular status employees working 30+ hours per week Must be actively employed when the course begins and ends Course, program or study must be pre-approved and considered job related List of approved schools	Eligibility Date Date of hire	Employee Contributions Employee pays up front and may request reimbursement for eligible expenses. Eligible expenses over and above annual limits are the responsibility of the employee.

ADOPTION ASSISTANCE
Description Provides financial assistance up to $4,000 towards some expenses associated with adopting a child	Eligibility Requirement All regular status employees working 30+ hours per week	Eligibility Date Date of hire	Employee Contributions None

HOME COMPUTER PROGRAM
Description Provides a 20% subsidy, up to $600, on the purchase of a new home computer Benefit applies once every 3 years	Eligibility Requirement All regular status employees working 30+ hours per week	Eligibility Date After 3 months of employment	Employee Contributions Purchase price of computer

SCHOLARSHIP PROGRAM
Description Provides 10 QUALCOMM scholarships of $1,500 each year to dependent children of QUALCOMM employees	Eligibility Requirement All regular status employees employed at least one year	Eligibility Date After one full calendar year (January - December)	Employee Contributions None

MATCHING GRANT PROGRAM
Description Provides one-for-one matching of employee contributions each fiscal year to IRS recognized non-profit organizations Maximum amounts: All employees: $1,000 Director & Above: $5,000	Eligibility Requirement All regular status employees working 30+ hours per week	Eligibility Date Date of hire	Employee Contributions None

QLife - QUALCOMM'S WORK/LIFE BALANCE SOLUTION
Description Community Life - Community events, blood drives, youth sports sponsorships Family Life - Adoption assistance, camps, child & elder care referrals, events, family education workshops, lactation @ work, maternity leave class Healthy Life - Activity classes, fitness centers, health education workshops, personal trainers, on-site clinic Leisure Life - Adventure outings, interest clubs, learn to... programs, tournaments & events, team league reimbursement Life Resources - Chair massage, courtesy umbrellas, library, vendor discount Team Life - Customized team bonding activities and workshops	Eligibility Requirement QUALCOMM employees and family members	Eligibility Date Date of hire	Employee Contributions Some activities incur participation fees

QualComm

Employee Benefits